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Large established banks with branches throughout New Zealand include the Bank of New Zealand (BNZ), ANZ, Kiwibank, Westpac and the ASB.
Bank opening hours are usually Monday to Friday 9.00am - 4.30pm. All large banks have internet banking facilities and Automatic Teller Machines (ATMs) are widely available.
Credit cards are widely used and accepted in New Zealand. New Zealanders also use debit cards, known as EFTPOS (electronic fund transfer at point of sale).
Employers do not normally like to pay employees in cash and most will expect you to supply your bank account details to them so your wages can be paid directly into your bank account.
Some larger banks, including Kiwibank, the BNZ (UK residents only) and the ASB, allow international students to open an account before arriving in New Zealand. This means you can deposit money into the account for use when you arrive. If you open an account before arrival, you must visit the bank after your arrival in New Zealand to activate the account.
For further information on how to open an account before you arrive in New Zealand, check the websites of the banks listed above.
To open an account in New Zealand, you will need to supply the following documents to the bank:
Proof that you are a full-time student, such as a letter from NorthTec or a tuition fees receipt
Proof of a residential address in New Zealand
Inland Revenue Department (IRD) number – (your tax number).
The International Office will provide information and support for you to open a bank account in New Zealand during the International Student Orientation.